0% APR finance car deals
Browse the best interest free car finance deals currently available on carwow
Best 0% APR finance new car deals of 2024
Here are the 0% finance offers available to you from car manufacturers through Carwow.
Looking for an electric SUV with a cavernous boot? The Tesla Model Y has you covered. It’s also loaded with tech and really easy to drive thanks to the advanced driver aids.
The Volvo EX40 is a stylish electric SUV with a lot to offer. It’s comfortable to drive, well equipped and packed with safety kit, as well as having a lovely cabin and a big boot.
*Excludes 185kW Extended Range Core 78kWh and 175kW Single Motor Core 69kWh
You can get 0% APR across the entire Polestar range, whether you’re after the sleek and sporty 4 or the practical and spacious 3 SUV. All models get modern and well-made interiors as well.
*Valid until 31/12/2024. Minimum deposit of £10,400 on a Polestar 3 and £10,300 on a Polestar 4.
MG offers some of the best-value electric cars on the market. The MG4 is a sleek and stylish hatchback which is great to drive, and the ZS EV is an SUV with loads of kit as standard.
*0% APR with a 20% deposit
The Mercedes EQA is a premium electric car with a stylish interior, and it’s packing all the latest tech. It also offers decent driving range and it’s quiet on the move. Grab yours through Carwow to save up to £7,500*.
*Savings are made up of the maximum dealer discount off RRP - subject to dealership, location and trim.
You can get a Volkswagen electric car with 0% APR, whether you’re after the ID3 hatchback for zipping around town or the ID7 for slogging up and down the motorway.
You can get 0% APR on the Hyundai Kona EV, Ioniq 5 and Ioniq 6. All come with bags of kit and are great to drive, and the Kona EV can be yours with no minimum deposit.
This Nissan Leaf is a practical, no-nonsense electric car with a massive boot and plenty of standard equipment. It’s also cheap to buy, especially through Carwow where you can get 0% APR with no minimum deposit.
Looking for a family-friendly SUV which is actually fun to drive? The Ford Kuga is just that. The plug-in hybrid also has decent electric range to save some fuel around town.
The new Ford Explorer is a great electric SUV which is great to drive and practical for families. The interior is a lovely place to spend time as well.
The Skoda range is packed with practical cars to suit all needs and budgets, and you can get 0% APR on your new Skoda through Carwow.
*Excludes Karoq, Octavia and Superb
Looking for a cheap, economical and well-equipped small car? Suzuki has you covered. The Swift is a great hatchback with a fuel-sipping petrol engine, or if you want to sit up a bit higher the S-Cross is a great shout.
Sell your car for what it's really worth
The free, easy way to get 5,500+ dealers all over the UK bidding on your car
The Jaguar I-Pace is a great luxury electric SUV which is good fun to drive and has a lovely interior, and the boot is a decent size as well.
You can park a new electric Citroen on your drive for a great price, with 0% APR available on the e-Berlingo, e-C4 and e-C4 X.
The Mazda 2 is a great city runaround. It’s fun to drive, economical and has an interior far more posh than you’d expect in a small car like this.
If you’re after an electric hatchback with a great cabin and decent range, the Cupra Born could be right up your alley. It’s also good to drive on a country road, and it’s packed with tech.
All finance offers and monthly payments shown are subject to application and status. This should be discussed with the dealer directly. While Carwow uses reasonable efforts to ensure accuracy all information and details must be confirmed when enquiring. Carwow makes no representations, warranties or guarantees, whether express or implied, that this information is accurate, complete or up to date. Carwow will not accept liability for the information provided
Did you know you could get up to £250 back if you claim on your excess*?
What our customers say
See all models available on carwow
What is 0% car finance?
0% car finance, also known as 0% APR finance, is an interest-free loan that lets you borrow money from a financial institution and repay it in instalments without incurring any interest.
Depending on the car you’re looking for, these 0% deals will be applied to either a Hire Purchase or Personal Contract Purchase agreement. The option you pick will depend on what kind of ownership you want.
0% finance deals are typically offered by a manufacturer for a new car - it tends not to be offered on used cars or by smaller dealers. Whilst these types of deals used to be relatively common for new cars, supply chain shortages and global price rises mean it is now increasingly tricky to find a manufacturer offering interest free financing - although some offers are still available.
What are the pros and cons of 0% car finance?
Interest repayments generally add several thousand pounds over a typical three to five-year finance contract for a new car. The main advantage of a 0% finance offer therefore is that you will save yourself a significant amount of cash if you can find one.
In terms of disadvantages, finding a 0% finance offer can be very difficult these days, as car manufacturers don’t tend to offer them anything like as frequently as they used to. Moreover, 0% finance deals tend to be offered only on very specific terms, often applying only to cars with certain engines or trim levels, or when a specific deposit (typically a high one) is put down by the customer.
Many deals will be subject to your credit history and it’s worth making absolutely sure you’re able to keep up with the monthly payments before committing to any agreement.
How to get 0% car finance through carwow
Choose from hundreds of new cars
Specify the car of your dreams to your precise requirements, and our trusted dealers will put their best offers forward for you to choose from
Be in the know
With so many models to choose from, our trusted, unbiased reviews are a vital resource on your car-buying journey
Straightforward and transparent
Once you’ve got an offer you like the look of, simply contact the dealer to arrange a test drive, then buy direct with the confidence of a full manufacturer warranty
More information about car finance
Other types of new car deals
Discover more great prices and deals available on carwow
Nearly new car deals
Approved used cars
Car leasing
Popular makes on carwow
All manufacturer deals
All car types
- 4x4 Cars
- 7-Seater Cars
- Automatic Cars
- Cheap Cars
- Convertible Cars
- Coupe Cars
- Crossover Cars
- Electric Cars
- Estate Cars
- Executive Cars
- Family Cars
- First Cars
- GT Cars
- Hatchbacks
- Hot Hatches
- Hybrid Cars
- Luxury Cars
- MPVs
- Medium-sized Cars
- Most Economical Cars
- Motability Cars
- SUVs
- Saloon Cars
- Small Cars
- Sports Cars
- Superminis
On carwow you can easily compare the best new car offers from local dealers and national dealers. Compare by price, location, buyer reviews and availability. Experience car buying without any of the usual hassle and haggle!
Get started