Compare the best Motability cars with nil deposit

High-quality cars with no deposit on the Motability Scheme from rated and reviewed dealers

Rated 4.5/5 from 62,189 reviews

Best Motability cars with no deposit of 2024

Buying a car on the Motability Scheme for qualifying customers can yield significant savings over the ownership period. Finding one without having to pay a deposit can further reduce your upfront costs, although your monthly payments may be slightly higher. To make sure you get the best deal, our carwow team has selected the models which are currently available with the best no deposit offers.

Hyundai i10

1. Hyundai i10

Black Friday deal
8/10
Hyundai i10 review

What's good

  • Stylish exterior design
  • Very easy to drive in town
  • Good-sized boot for such a small car

What’s not so good

  • Really basic entry-level models
  • Cheapest petrol engine is gutless
  • Alternatives have more eye-catching interiors
Over the years Hyundai has gradually evolved its smallest i10 model into a truly impressive little city car. It is very easy to drive although the base models are a bit sparsely equipped. Mid-range versions can be equipped with an automated manual transmission which is a boon in traffic.

What's good

  • Stylish exterior design
  • Very easy to drive in town
  • Good-sized boot for such a small car

What’s not so good

  • Really basic entry-level models
  • Cheapest petrol engine is gutless
  • Alternatives have more eye-catching interiors
Peugeot 2008

2. Peugeot 2008

Black Friday deal
8/10
Peugeot 2008 review

What's good

  • Stylish exterior design
  • Fun and cheap to run
  • 3D dashboard display

What’s not so good

  • Adults cramped in the back
  • Sluggish automatic gearbox
  • Infotainment system can be a pain to navigate
Often, car buying comes down to a battle between your head and your heart. Not so with the Peugeot 2008. This is a stylish SUV inside and out that’s also practical with low running costs. There’s even an electric version if you want zero-emission motoring.

What's good

  • Stylish exterior design
  • Fun and cheap to run
  • 3D dashboard display

What’s not so good

  • Adults cramped in the back
  • Sluggish automatic gearbox
  • Infotainment system can be a pain to navigate
Volkswagen Polo

3. Volkswagen Polo

Black Friday deal
8/10
Volkswagen Polo review

What's good

  • Slick cabin feels posh
  • Very comfortable on the road
  • Plenty of boot space

What’s not so good

  • Not as fun as some alternatives
  • Entry-level petrol engine lacks punch
  • Useful options can be expensive
The Volkswagen Golf is considered one of the best all-rounders you can buy, but the Polo isn’t far behind. If you don’t need the extra practicality of the Golf, the Polo feels pretty posh inside and has a big boot compared with its rivals. The entry level engine is a bit slow and lethargic, though running costs are low.

What's good

  • Slick cabin feels posh
  • Very comfortable on the road
  • Plenty of boot space

What’s not so good

  • Not as fun as some alternatives
  • Entry-level petrol engine lacks punch
  • Useful options can be expensive

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Toyota Aygo X

4. Toyota Aygo X

Black Friday deal
7/10
Toyota Aygo X review

What's good

  • Slick manual transmission
  • Nicely weighted steering
  • Faux-SUV styling works well

What’s not so good

  • CVT gearbox is too noisy
  • Fairly large over-the-shoulder blind spot
  • Lots of scratchy-plastics in the cabin
If you want your small car to have a little SUV character then look no further than the Toyota Aygo X. Its angular bodywork looks cool, while its jacked-up suspension and chunky cladding gives it a rugged ‘go anywhere’ appeal. It feels a bit cheap inside, but it’s surprisingly spacious.

What's good

  • Slick manual transmission
  • Nicely weighted steering
  • Faux-SUV styling works well

What’s not so good

  • CVT gearbox is too noisy
  • Fairly large over-the-shoulder blind spot
  • Lots of scratchy-plastics in the cabin
Nissan Leaf

5. Nissan Leaf

Black Friday deal
6/10
Nissan Leaf review
Battery range up to 239 miles

What's good

  • E+ models have a good range
  • Plenty of clever safety kit
  • Good boot space

What’s not so good

  • Sluggish infotainment system
  • Interior feels a bit cheap in places
  • Alternatives are roomier in the back
Yes, you can get electric cars on Motability with no deposit, too. The latest Leaf looks great and has a really big boot. Lower-cost models don’t have fantastic range and it’s not the fanciest inside, but as an all-round affordable electric car it’s pretty good value.

What's good

  • E+ models have a good range
  • Plenty of clever safety kit
  • Good boot space

What’s not so good

  • Sluggish infotainment system
  • Interior feels a bit cheap in places
  • Alternatives are roomier in the back
Renault Zoe

6. Renault Zoe

8/10
Renault Zoe review
Battery range up to 245 miles

What's good

  • Cheap to buy and run
  • Lots of the latest tech
  • Impressive electric range

What’s not so good

  • Interior feels cheap in places
  • Cramped back seats
  • Fast charging capability costs extra
Regular updates have ensured that the Zoe EV has the latest tech and an impressive range between charges. Running costs are impressively low, although some trim feels a bit below par and the rear seats are best reserved for the kids.

What's good

  • Cheap to buy and run
  • Lots of the latest tech
  • Impressive electric range

What’s not so good

  • Interior feels cheap in places
  • Cramped back seats
  • Fast charging capability costs extra
Skoda Kamiq

7. Skoda Kamiq

Black Friday deal
8/10
Skoda Kamiq review

What's good

  • Spacious in the back
  • Comfortable over bumps
  • Well-equipped

What’s not so good

  • No hybrid or electric options
  • Pretty dull to drive
  • Alternatives have bigger boots
The Kamiq isn’t a car you buy with passion, but it has all the boring stuff very sorted. That means you get an easy, comfortable driving experience, plenty of standard equipment and a spacious cabin. That said, the boot isn’t massive and it’s not the most interesting car to drive.

What's good

  • Spacious in the back
  • Comfortable over bumps
  • Well-equipped

What’s not so good

  • No hybrid or electric options
  • Pretty dull to drive
  • Alternatives have bigger boots
Kia Stonic

8. Kia Stonic

Black Friday deal
7/10
Kia Stonic review

What's good

  • Easy to drive
  • Reassuring seven-year warranty
  • Colourful personalisation options

What’s not so good

  • Cramped back seats
  • Rather noisy at speed
  • Cabin feels cheap in places
Small SUVs are all the rage and the Kia Stonic is one such car, available with no deposit on Motability. It looks cool and is easy to drive, while the excellent warranty gives you peace of mind. It’s a bit cramped in the back seats and alternatives have bigger boots, but it’s a good value option.

What's good

  • Easy to drive
  • Reassuring seven-year warranty
  • Colourful personalisation options

What’s not so good

  • Cramped back seats
  • Rather noisy at speed
  • Cabin feels cheap in places
Hyundai Bayon

9. Hyundai Bayon

Black Friday deal
6/10
Hyundai Bayon review

What's good

  • Excellent around town
  • Lots of kit as standard
  • Decent rear passenger space

What’s not so good

  • Tiny boot
  • Interior feels cheap in places
  • Boring interior colours too
This compact SUV comes packed with the latest tech including a standard digital driver display. Mild-hybrid engine tech is standard, too, which should keep running costs low. Passenger and luggage space is generous although you will have to pay extra for the best safety kit.

What's good

  • Excellent around town
  • Lots of kit as standard
  • Decent rear passenger space

What’s not so good

  • Tiny boot
  • Interior feels cheap in places
  • Boring interior colours too
Dacia Sandero Stepway
2024
Adventurer's Choice Award
Highly Commended

10. Dacia Sandero Stepway

Black Friday deal
8/10
Dacia Sandero Stepway review

What's good

  • Doesn't feel as cheap as its price
  • More space than anything in this price range
  • Surprisingly comfortable

What’s not so good

  • Two-star Euro NCAP score
  • Not much equipment to pick from
  • No extra off-road capability
Although Dacia has found great success as a budget brand, its cars don’t feel as cheap as their price tags suggest. It’s also pretty comfortable and has more space than your average city car. Its two-star Euro NCAP safety score is a big disappointment, though.

What's good

  • Doesn't feel as cheap as its price
  • More space than anything in this price range
  • Surprisingly comfortable

What’s not so good

  • Two-star Euro NCAP score
  • Not much equipment to pick from
  • No extra off-road capability

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Advice about nil advance payment Motability cars

Motability cars nil deposit FAQs

If the car’s value that you specify on the Motability Scheme exceeds your allowance over the agreed period, then an advance payment is necessary to make up the shortfall. This usually occurs if you opt for an expensive vehicle or a very highly specced one. 

If you are careful with your choice, you may even find a suitable vehicle which falls beneath your allowance. In this case there won’t be an advance payment and you will receive the balance of your allowance to spend however you like.

Motability payments usually start when you collect your vehicle from the dealership. A deduction is made every four weeks from your Motability allowance while you have the vehicle.

The payments are deducted from your Motability allowance every four weeks, this is then paid to the benefit payment agency. If you need to make an advance payment, this will need to be settled with the Motability Scheme dealer. This payment can be made either before or on the day that you collect your car.

While carwow doesn’t currently offer Motability as an option just yet, you can still configure the vehicle you desire on our site and then contact the relevant dealer anonymously to enquire about Motability availability.

To avoid having to make an advance payment, make sure that you spec your vehicle at or below the Motability allowance limit you qualify for.